C.M. Life Insurance Company is an insurance company based in Springfield, Massachusetts. Established in 1980, the company provides life, accident, and health insurance coverage to its client. Additionally, the company provides survivor-ship life insurance, term life insurance, and individual annuity products. Since December 31, 2002, the company is operating as a subsidiary of Massachusetts Mutual Life Insurance, which is a subsidiary of Massachusetts Financial Group. The assets of the company are managed by the board of directors.