Banca Popolare dell'Emilia Romagna (BPER) is a banking institution based in Modena, Italy. The bank is a commercial, universal and cooperative bank and is the parent bank of the BPER Group, one of the top banking groups in Italy which is primarily focused on small and medium enterprises with a strong international vocation. The BPER Group is a strong entity of 9 banks, all autonomous and well-established in their various areas of operation.