4 Ever Life Insurance Company (4 Ever Life) is an insurance company based in Oakbrook Terrace, Illinois. Established in 1949, the company provides underwriting solutions nationwide for insurance companies, brokers, agents, administrators, employers, employees, and individuals. It also enhances protection for insurance companies through issuing carrier and excess reinsurance services. It is licensed to provide health and life solutions in all 50 states, Puerto Rico, and the District of Columbia. it operates as a wholly-owned subsidiary of BCS Financial Corporation. The assets of the company are managed by the board of directors.