Philippe Fremau

Itaú Unibanco Holding S.A., formerly Itaú Unibanco Banco Múltiplo S.A. is a bank in Brazil. The Company’s principal categories of operations are banking, which includes commercial bank through Itaú Unibanco and corporate and investment banking through Banco Itaú BBA S.A., consumer credit to non accounts holders and its corporate and treasure activities. The Company provides a variety of credit and non-credit products and services directed towards individuals, small and middle-market companies and large corporations.� Additionally, the firm provides asset management servies to a variety of institutional clientele with total assets of $400 million.�