Suciet de transport de Montral (STM) is an union pension plan based in Montreal, Quebec. The Socit has multiple funded and unfunded defined benefit plans that guarantee the payment of retirement benefits, supplementary retirement benefits, and post-employment benefits to all employees. The Socit's employees also get benefit from a range of supplementary retirement benefits and post-employment benefits that include life insurance, healthcare coverage, banking of sick leave, salary continuance during short-term disability, plans to supplement benefits paid by the Commission de la sant et de la scurit du travail (CSST). The plan is managed by the board members.