Second Avenue Partners

Dave is a US-based financial technology company founded in 2016 that provides mobile-first banking and financial services, primarily focused on helping users avoid overdraft fees and manage short-term cash flow. The company offers features such as small cash advances, budgeting tools, and spending insights through its app, positioning itself as an alternative to traditional banking overdraft systems. Dave generates revenue through subscription fees and optional services rather than traditional banking interest models. It operates as a public fintech company and has expanded into broader financial wellness tools, including credit-building and job search features. The platform is designed to support underbanked and cash-flow-sensitive consumers with short-term liquidity solutions and financial management tools.