OP Financial Group (OP) is a banking institution based in Helsinki, Finland. Established in 1891, OP provides banking, investment, and insurance services to private, corporate and institutional customers in Finland. The company operates in three segments, banking, non-life insurance and wealth management. It offers current, savings, foreign currency, return and corporate accounts, debit and credit cards, housing loans, consumer credit, vehicle financing and financing for foreign trade and savings and investment products. The assets of the institution are managed by the executive board.