Michigan Conference of Teamsters Welfare Fund (MCTWF) is a multi-employer union pension fund based in Detroit, Michigan. Established in 1949, the pension fund was established as a result of a trust agreement between Motor Carriers Employers Association of Michigan, Michigan Cartagemen's Association and Michigan Teamsters Joint Council No. 43. The plan provides healthcare benefits to eligible retirees and their eligible dependents. Comerica Bank acts as the trustee of the plan. The plan is managed by the board of trustees.