Manulife Financial (Manulife) is an insurance company based in Toronto, Canada. Established in 1887, the firm operates in Asia, Canada & United States. It's an international network of employees, agents and distribution partners offer financial protection and wealth management products and services. Its products and services include individual life insurance, group life, and health insurance, long-term care services, pension products, annuities, mutual funds, and banking products. Manulife Financial provides asset management services to institutional customers worldwide and offers reinsurance solutions, specializing in property and casualty retrocession. The assets of the company are managed by the board of directors.