Jtbd is a Boston-based real estate advisory and AI consulting brand associated with Miglena Georgieva. Its real estate work focuses on multifamily underwriting and residential advisory in Greater Boston, using finance-driven analysis such as actual P&Ls, cap rates, cash-on-cash returns, and DSCR stress testing. The firm is most relevant to real estate, AI applications, SME software, SaaS, and professional services operators.