FlowPay offers onsite, online, and mobile solutions to process all non-cash transactions. Its installation is free to the client organization, and there are no ongoing maintenance fees.  FlowPay revenue generation is from 2.00% transactions fees.  Benefits to the user include immediate tax year-end summaries and receipts to the individual giver.  Churches are the first target market for this differentiated service, and over 50 churches are already using FlowPay with great results.