Farmers Mutual Hail Insurance Company of Iowa (FMH) is an insurance company based in West Des Moines, Iowa. Established in 1893, the company provides property and casualty insurance, federally-backed hail insurance, and multi-peril crop insurance to its clients. It also offers errors and omissions liability coverage to its crop agents. The company's reinsurance department covers small to mid-sized regional property and casualty insurance companies in the US and abroad. It operates as a subsidiary of Farmers Mutual Hail Insurance Group. The assets of the company are managed and governed by the board of directors.