Athora is a Hamilton, Bermuda-based European insurance and retirement-services financial institution and institutional capital allocator. It focuses on life and pensions businesses across Europe, including Belgium, Germany, Italy, the Netherlands and the United Kingdom, with activity also tied to Bermuda. Athora backs long-term insurance operations, reinsurance solutions, mergers and acquisitions, and portfolio and risk-transfer transactions, making it more relevant for strategic insurance-sector capital than conventional venture funding.