UFCW - Northern California Employers Joint Pension is a multi-employer defined benefit corporate pension fund based in Concord, California. Established in 1957, the plan provides pension benefits to eligible participants covered by collective bargaining agreements between United Food & Commercial Workers Union Locals and employer associations and individual employers signatory to the agreements. It provides retirees with a predetermined monthly retirement benefit upon reaching a specific age. The assets of the pension fund are managed by the board of trustees, comprised of employers and union trustees.