Pensioenfonds Horeca & Catering (PH&C) is a union pension fund based in Zoetermeer, Netherlands. Established in 1963, the industry-wide pension fund provides solutions for the entire Dutch hospitality and catering industry. Since 2004 it has been an independent organization, with employers' pension scheme accounts under its own management. The assets of the pension fund are managed by the board of directors. The board is assisted by the investment committee.