Moody's is an American credit rating and financial services company established in 1909 and headquartered in New York, New York. The company offers credit ratings and related research, data, analytical tools, quantitative credit risk measures, risk scoring software, credit portfolio management services, securities pricing software and valuation models. Moody's is the parent company of Moody's Investors Service, which provides credit ratings and research covering debt instruments and securities, and Moody's Analytics, which offers software, advisory services and research for credit and economic analysis and financial risk management.