Kreissparkasse Koln is a German commercial bank founded in 1923 and based in Cologne, Germany. The bank is a public universal credit institution for private and corporate customers as well as for municipal and institutional customers. It has existed in the legal form of an associated special-purpose savings bank (Zweckverbandssparkasse) since 1923. The business region of the Kreissparkasse Koln stretches about 3,650 km2, covers four administrative districts as well as 42 towns and municipalities. Kreissparkasse Koln provides accounts, payments, deposits, emissions, advice on asset management, mortgage loans, operating loans, investment loans, vehicle financing, savings equity financing, asset building and retirement provision.