HVF stands for 'Hard Valuable Fun'. Founded in 2011, HVF is the umbrella project for all of Max Levchin's data-focused undertakings. Its core thesis is that thanks to low-cost sensors of every imaginable type, near-ubiquitous wireless broadband, advances in distributed computing and storage, data is becoming the most plentiful, and most under-exploited commodity. HVF takes an interest in consumer finance, enterprise document security, and disease prevention/wellness industries.