APG Groep is a money management firm based in Heerlen, Netherlands. The firm manages the pension assets of around 4.5 million active and retired Dutch citizens from both public and private sectors. It offers asset-liability management, strategic investment advice, risk management, portfolio construction and accountability and reporting. APG carries out executive consultancy services, asset management and pension administration and operates globally with offices in the Netherlands (Amsterdam and Heerlen) and subsidiaries in Hong Kong and New York.