Fabio Gallia began his career in the banking industry in 2002 when he joined Capitalia, the third banking group in Italy. In 2002, as Deputy Director General of Capitalia, Fabio Gallia was the Head of Group Finance and Wealth Management. The following year he was appointed Co-General Manager in charge of the Commercial Group Policy. From September 2003 to 2005 he was also CEO of Fineco, a bank listed on the Milan Stock Exchange, which was then incorporated in the Capitalia Group. In August 2005, he became CEO of Banca di Roma and Chairman of the Management Committee of Capitalia, positions he held until 2007, when the merger with UniCredit Group took place.
During this period, Fabio Gallia was also Vice President and member of the Board of Directors of Capitalia Asset Management SGR, member of the Boards of Directors of CNP Capitalia Vita, Borsa Italiana (the Italian Stock Exchange company) and MTS (the electronic fixed income trading market).